REITs (Real Estate Investment Trusts) are divisive in dividend investing circles. The yields are attractive—often 4-7% for quality names—but they come with quirks that trip people up. Here's what I've learned from holding them since 2016. Why I allocate about 15% to REITs: Genu
Dividend investing culture is heavily biased toward never selling. "Our favourite holding period is forever." "Time in the market beats timing the market." All true, generally. But I've held positions too long out of loyalty and watched dividends get cut when the writing was on t
Had a conversation with a colleague last week who was excited about a stock yielding 9.3%. "Free money," he called it. I've made that mistake enough times to know better, but it got me thinking about how I actually evaluate high yields now. The quick filters I use: Payout ratio
When I started dividend investing in 2016, I chased yield like a dog chasing cars. My first portfolio had an average yield of 7.2% and I thought I was a genius. Within 18 months, two of those high-yielders had cut their dividends and one went bankrupt. Turns out there's a reason
My portfolio is probably 80% US stocks, 15% UK, and 5% "other." I've been thinking about whether I should diversify internationally more, but the friction keeps stopping me. Curious how others handle this. The appeal of international dividend stocks: Higher yields in some marke
I spent way too long overthinking my first dividend portfolio. Analysis paralysis is real—there are thousands of stocks, dozens of strategies, and everyone online seems to have a different opinion on yield vs growth. A few things that helped me actually get started: Start with
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